To get a payday loan online you have to fill out an online application provide your back account routing and tracking numbers from a check so they can deposit your cash and debt your account when the loan is due. Fees for online payday loans are ussaly lower then at a payday loan store and also much more private no chance your friends or anyone you know of see you gettting a online loan. You will have to provide contact numbers and they will usally call to verify them payday loan stores will want to call your employer to verify employment online payday lenders will just verify your contact number in some cases you will need to fax paystubs and bankstatments but must online loans do not require this